The extremely high incarceration rate of this neighborhood could mean that a prison, juvenile detention facility or other correctional facility occupies a large proportion of the neighborhood, or contains a large portion of the neighborhood's population. In Memphis, your chance of becoming a victim of a property crime is one in 18, which is a rate of 55 per one thousand population. That is wonderful.". Memphis leaders are making plans to reduce crime rates. MEMPHIS, Tenn. Memphis just made the list of top 10 worst places to raise a family. Its a great city that has tons of attractions and a thriving music, art and food scene. You dont want to get lost in Memphis. user's sole cost and expense. 7,043,501 and 7,680,859. Know who is around you and what is happening around you. This reveals trends in demand for real estate that can drive pricing, or reveal declines in demand, at every relevant distance from the subject location. As far as the growth of this city, it is really important for us to take care of our Downtown space," Davis said. The city faced a terrible epidemic of yellow fever in the 1870s, and while many men fled Memphis, the police force stayed on duty to protect the city. Real estate prices in Downtown are 39% lower than the average for Memphis with a 7% lower cost of living. A pair of black tights are a necessity, rather than just an accessory, to stay stylish and comfortable when temperatures drop. Also following the safety tips posted above will help you mitigate your chances of becoming a victim. 40 in crime rates and placed fourth in homicides. Its jarring to drive just right down the road and feel like you are in a completely different region. They may live on campus or in off campus housing. Crime may seem high in Raleigh, but it is still safer than neighborhoods like White Haven-Coro Lake or Downtown Memphis. You can be a victim almost anywhere. What is the crime rate in Memphis, Tennessee? Mayor Strickland admits crime is Memphis toughest challenge. Even if your neighborhood is walkable, you may still have to drive to your place of work. As you long as you know which areas to stick to and which to avoid, you can be safe in Memphis. This is possible by associating the 9.4 million reported crimes in the U.S, including over 2 million geocoded point locations. Unfortunately, like many Memphis communities, East Memphis-Colonial-Yorkshire does have some high crime rates. River Oaks-Kirby-Balmoral is a large community made up of 3 small, safe neighborhoods. The property crime rate in Memphis is higher than property crime rate across Tennessee, as well as across the United States. At 24.2 per 100,000 people, the homicide rate in Memphis is the second highest of any U.S. metro area.Memphis, TN Is Among the Most Dangerous US Metro Areas. The above illustration depicts the number of crimes committed daily in Memphis, per 100,000 residents. Home Values, Rents: Reflects Q3 2022. Use NeighborhoodScout to determine the quality of the specific schools that serve each neighborhood, whether it is served by 1 or multiple school districts. Everything You Need To Know Before, The 6 Worst Tourist Traps In Los Angeles And Where To Go Instead, Is Houston Safe To Visit? The gauges above illustrate that Memphis is safer than 1% of every city located within Tennessee along with 1% of the all the cities located in the United States. It has stayed above the national average. Fairly safe. The violent crime and the property crime rate is among the highest in the nation. Locals enjoy an abundance of shopping and restaurants nearby, great public and private schools, friendly neighbors, and a sense of community. He has been featured in over 500 publications as an expert in real estate and as an authority on real estate trends. NeighborhoodScout uses over 600 characteristics to build a neighborhood profile Foreign Born residents have immigrated to the United States from another country and may or may not be naturalized citizens. We analyze school test performance for all schools that serve this location, and calculate the average annual increase or decrease in the school performance index, based on the percentage of students testing proficient or advanced in standardized testing. The neighborhoods with the very highest racial diversity will contain roughly equal proportions, or as close as is possible to equal proportions, across all racial groups: White, Black, American Indian, Native Hawaiian / Pacific Islander, and Asian. By sending this Report you agree to NeighborhoodScout's, Notable & Unique Neighborhood Characteristics, My Chances of Becoming a Victim of a Please look at the time stamp on the story to see when it was last updated. "Im not saying downtown is better than. As we mentioned earlier, the neighborhoods in Memphis aren't all bad. The national average for violent crime is 366.7 per 100,000 residents and the national average for property crime is 2,109.9 per 100,000 residents. Memphis is also ranked with the second highest homicide rate than any U.S. metro area. Memphis Police have released video from a shooting early Christmas morning that left a teenage girl dead. The Scout Vision Rising Star Index rates a neighborhoods 3 year appreciation forecast on a 1 -5 scale, from 1 (Very Low) to 5 (Rising Star). WebThe teenager charged with murdering a Memphis pastor during a carjacking in July of 2022 is out of jail now. arising out of the use this site and the data. Neighborhood appreciation rate data are based on transactions involving conforming, conventional mortgages. RoadSnacks is reader-supported. We use data, analytics, and a sense of humor to determine the dirt on places across the country. While crime rates in this neighborhood are higher than national averages, they are substantially lower than the city average. 8,376,755. After months of tweaking the incentive package, the city and One Beale announced a deal on Sept. 1 that involved the city giving the development a $10 million loan. Mortgages on properties financed by government-insured loans, such as FHA or VA mortgages, are excluded, as are properties with mortgages whose principal amount exceeds the conforming loan limit. 3=Average Methodology: There are a total of 2,826 Memphis police officers. In fact, after researching dangerous places to live, NeighborhoodScout found Memphis to be one of the top 100 most dangerous cities in the U.S.A. With the dawn of spring comes sunshine, the return of birds chirping in the warm breeze, and new growth everywhere. In 2018, Memphis was ranked 4th for violent crimes in the United States, making it a not-so-safe city when you look at statistics alone. The amount of time spent commuting tells a lot about a neighborhoods access to jobs and the degree of congestion in the area. National Agriculture Statistics Service, U.S. Department of Agriculture, Federal Housing Finance Agency, U.S. Department of Housing and Urban Development, U.S. Bureau of the Census, U.S. Geological Service, American Community Survey. Reflects 2021 calendar year; released from FBI in Oct. 2022 (latest available). Downtown is one of the safest areas of the city. How you get to work car, bus, train or other means and how much of your day it takes to do so is a large quality of life and financial issue. Updated annually. There are 182 gangs in Memphis and over 8,400 gang members in the community. The overall crime rate is 50% lower than the average in the United States, with year-over-year crime decreasing 6%. Only NeighborhoodScout gives you nationally comparable school ranks based on test scores, so you can directly compare the quality of schools in any location. There is plenty of proof that Germantown is a safe place to live. - neighborhood educational ratings that facilitate accurate comparison among schools, school districts, and neighborhoods in the same (or different) cities, and even between schools in different states. They enjoy convenient access to restaurants, churches, stores, movie theaters, schools, local parks, and the interstate system for commuting into the city. Where the two intersect is where the dot is plotted representing this neighborhood. "It appears most [of] the cars were parked on the parking lot of St Mary's Catholic Church. Crime risk indices are nationally comparable on a 1 100 scale, where 100 means safer than 100% of U.S. neighborhoods. Even still, this community is one of the safest neighborhoods in Memphis. 4=Very Good In fact, 11.7% of this neighborhood's residents have African ancestry and 11.7% have Sub-Saharan African ancestry. A condition alert is a condition in the neighborhood that triggers an alert. 8,376,755. link to Whatever Happened To Natalie Raitano? In the 38103 Zip NeighborhoodScout vividly reveals such differences. Participate in neighborhood programs and become friendly with neighbors in order to watch out for each other. Housing costs are 47% below the national average in Raleigh, and its one of the safest neighborhoods in Memphis. Population: 34,652Rank Last Year: 1 (No Change)Median Home Value: $52,119 (worst)Median Income: $24,694 (worst)More on Shelby Forest-Frayser: Data, Population: 48,441Rank Last Year: 2 (No Change)Median Home Value: $56,744 (3rd worst)Median Income: $25,786 (2nd worst)More on Downtown: Data, Population: 39,436Rank Last Year: 2 (No Change)Median Home Value: $61,991 (4th worst)Median Income: $34,723 (6th worst)More on Parkway Village-Oakhaven: Data, Population: 88,153Rank Last Year: 4 (No Change)Median Home Value: $69,690 (6th worst)Median Income: $34,319 (4th worst)More on White Haven-Coro Lake: Data, Population: 33,880Rank Last Year: 5 (No Change)Median Home Value: $54,679 (2nd worst)Median Income: $29,979 (3rd worst)More on Berclair-Highland Heights: Data. Although you will have a higher chance of being a victim if you are in Orange Mound or Frayser. 4=High Select your ideal criteria and let Scout do the rest. 5=Excellent. In addition, the Downtown neighborhood is very unique in that it has one of the highest proportions of one, two, or no bedroom real estate of any neighborhood in America. Raw data sources: merchantability and fitness for a particular purpose. Windyke-Southwind is among the safest neighborhoods in Memphis, and it consists of two communities. WebThe incidents in question affected two prominent Downtown hotel campuses -- the Downtown Sheraton and One Beale. Some areas of the city you can visit during the day time with no problems, but at night time that changes. (Courtesy of Getty Images). Neighborhoods that score highest for mixed ages have the most equitable distribution across all age groups, from infants to senior citizens, all living in the same neighborhood. Editor's Note: This article is an opinion based on facts and is meant as infotainment. Each is on a scale from 0 to 100. There are many exciting opportunities for leisure in Memphis, such as a long list of museums, vibrant restaurant options, and unique festivals. This is the most walkable section of Memphis, with top hotels, restaurants, shops, and galleries. Midtown is hella safe too. The cost of living in Hickory Ridge-South Riverdale is 17% below the national average which is just as enticing as the low crime rate. An analysis of year to year crime rates in Memphis, Tennessee (per 100,000 people) is a useful indicator of whether the area is becoming a safer or a more dangerous place to live. The overall crime rate in Parkway Village-Oakhaven is 326% higher than that of the United States and there is a 1 in 10 chance of being a victim of a crime. There is a 1 in 19 change that you will become a victim of a property crime. The first African American Memphis police were hired in 1867. Different neighborhoods within the same city can vary greatly with their crime rates. The violent crime rate in Shelby Forest-Frayser is 2,434 per 100,000 people. Crime Rate per 100,000 Pop. With each having its own personality, there are many from which to choose for your next home. Natalie Raitano is a fitness instructor and former actress who is most famously known for her role on the show V.I.P. Members receive 10 FREE city profile downloads a month, unlimited access to our detailed cost of living calculator and analysis, unlimited access to our DataEngine, and more. Violent 2=Low Memphis had a violent crime rate of 11.07 violent crime incidents per 1,000 residentsand a property crime rate of 39.9 per 1,000 residents according to the latest data from the FBI. Its not a huge city. Crime rates in East Memphis-Colonial Yorkshire and Raleigh are lower than most Memphis communities. 7,043,501 and 7,680,859. Nick Johnson earned his masters in Business Administration from the Drucker School At Claremont Graduate University. Eads-Fisherville is 30 miles east of downtown Memphis, and the area is known for its rural atmosphere. You have to keep your head on a swivel and always been checking your surroundings. Taking crime rates from a bird's-eye view, Memphis is experiencing an approximately 9% lower total crime rate compared to 16 years ago, although that rate has There does however, seem to be an abundance of dog waste left around the city". Some people also speak Spanish (4.6%). ", "Many residents will downplay the crime in Memphis, but I think everyone should be told up front that Memphis is not a joke and not somewhere you can come and be flippant in regards to your safety. She grew up surrounded by constant home improvement projects and owes most of what she knows to helping her dad renovate her childhood home. Prepare Your Lawn Mower For Spring (Lawn Mower Maintenance Checklist). SCOUTs patented match algorithm identifies the most similar neighborhoods to a subject location, and quantifies the similarity to the subject location. A neighborhood is far different if it is dominated by enlisted military personnel rather than people who earn their living by farming. Urban: Generally between 5,000 and 10,000 people per square mile, these are full built up places although not among the most dense in the country. Feelin Memphis is expanding. The City of Memphis updates its crime offenses daily on the city website and can be found here. Real Estate Values & Trends: Q3 2022. We measure the average annual increase or decrease in household income in the neighborhood over the most recent 5 years. In the Downtown neighborhood, a greater proportion of the residents living here today did not live here five years ago than is found in 98.5% of U.S. Today, we'll use science and data to determine which Memphis hoods need a little tender loving care - the sore thumbs of the Memphis area if you will. We measure the average annual increase or decrease in per capita income in the neighborhood over the most recent 5 years. The most common language spoken in the Downtown neighborhood is English, spoken by 93.4% of households. Raw crime incidents are sourced from all 18,000+ local law enforcement agencies municipal, county, transit, park, port, university, tribal and more, assigned to localities, then built into NeighborhoodScouts proprietary predictive models to provide a comprehensive crime risk profile for every neighborhood and address-vicinity in the U.S. More about NeighborhoodScouts crime data methodology, By sending this Report you agree to NeighborhoodScout's, My Chances of Becoming a Victim of a Median household income is $91,687 and cost of living is 2% higher than the average in Tennessee. So, what are the safest neighborhoods in Memphis? Elvis career ended in, MEMPHIS OFFICE4727 Burbank RoadMemphis, TN 38118. Select your ideal criteria and let Scout do the rest. Culture is shared learned behavior. Crowe in his email said the 22 cars belonged to guests at the Sheraton. I never walk alone at night. The NeighborhoodScout search engine is covered under US Patents No. These are lakes large enough to include recreation and scenic areas. And as Councilman Carlisle pointed out, if the bond market doesn't produce enough money, the owners are actually reaching [into] their own pocket and make up the difference. The second most important occupational group in this neighborhood is clerical, assistant, and tech support occupations, with 19.1% of the residents employed. You should also take special precaution as a solo traveler as you are more vulnerable to becoming a victim of crime. But always be aware of your surroundings. The time is calculated for all residents working outside the home. Updated annually. Statistics compiled by the Memphis Shelby Crime Commission in August showed overall crime increased by more than 8% in Memphis in 2022. 2=Low Jessica considers herself a home improvement and design enthusiast. 2=Below Average How wealthy a neighborhood is, from very wealthy, to middle income, to low income is very formative with regard to the personality and character of a neighborhood. Date(s) & Update Frequency: It also ranked 3rd for highest property crime rate in the country, 6,297.83 per 100,000 residents. WebIt is very walkable to most parks. A neighborhoods character describes its personality and the feeling one gets when experiencing the neighborhood as a true resident. Some neighborhoods aren't as great as others. Property Crimes - Burglary Larceny Auto Theft. Downtown crime rates are 389% higher than the national average. The cost of living is low and housing prices are only slightly above the Memphis average, with a median home price of $133,731. Sadly, Memphis is a dangerous place to live and even some of the safest communities have high crime rates. Mouse over the descriptions next to the plotted dot for further definition. When you see a neighborhood for the first time, the most important thing is often the way it looks, like its homes and its setting. The low housing costs and crime in the area attract families and first-time homeowners. MEMPHIS, Tenn. Memphis has been ranked as the most dangerous city in the United States, according to a 24/7 Wall St. study using FBI statistics. Extremely safe. (2022 Crime Rates And Crime Stats), Is Indianapolis Safe To Visit? Past Appreciation and existing fundamentals Only NeighborhoodScout gives you nationally comparable school rankings based on test scores, so you can directly compare the quality of schools in any location. The family of 16-year-old Miguel Andrade posted his bond, securing his Updated annually. Utility payments are not included. The length of the bars indicate the percentage of neighborhoods in America that this neighborhood is more Urbane than, more Hip than, more Quiet than, more Nautical than, more Walkable than. Downtown real estate prices are 39% lower than the Memphis average. With 94.3% of the real estate here of this small size, this most assuredly is a notable feature that makes this neighborhood unique, along with just a handful of other neighborhoods in the U.S. that share this characteristic. The closer to 100% means the locations are nearly identical. If you are picking up arriving passengers, Memphis International Airport has a, Noph or Moph was the Hebrew name for the ancient Egyptian city of Memphis, capital of Lower Egypt, which stood on the Nile near the, During its more than 3000 years of history, Memphis was an important political and religious centre, where the ancient Egyptian deity Ptah was venerated. Memphis, TN-MS-AR Metro Area. It, Train companies serving Memphis Train Routes Avg. Once you're done, you can look at the bottom of the story for a complete chart of every neighborhood we looked at from worst to best. Dont talk on the phone so much you dont notice your surroundings. NeighborhoodScout has done just that. All About Max Winkler. Dont act like a tourist. If it looks like you shouldnt be there, leave. Steven Reed is President and Founder of Big League Movers Inc., a Memphis based moving firm established in 2008, where he successfully leads a dynamic and growing company to obtain a competitive advantage in the marketplace. Raw data sources: Rates the quality of all K-12 public schools that Even with a professional moving company doing most of the heavy lifting, moving to a new home still can be stressful. (2022 Crime Rates And Crime Stats), The 13 Best Restaurants In Fullerton In 2022, The 16 Best Restaurants In Sherman Oaks In 2022. link to Who is Henry Winklers Son? Currently, Memphis is considered the most dangerous city in Tennessee. 1=Limited Looking for places to avoid outside of the city? Why we don't use Zip Codes as neighborhoods. What are some of the worst areas of Memphis? Depending on where you live in the neighborhood, your children may attend certain schools from the above list and not others. Rental prices in Downtown are 15% lower than the Memphis average. As the Index approaches historical highs, it can be a warning of an overheated housing market that may be due for a pricing correction. 56 Read more about Scout's Crime Data. Then crimes are further divided in more detail by type of crime, such as murder or assault under violent crimes, and burglary or theft for property crimes. Conventional means that the mortgages are neither insured nor guaranteed by the FHA, VA, or other federal government entity. GET FULL REPORTS FOR ANY SCHOOL IN THIS DISTRICT. WebThe average rental price in Downtown is currently $1,559, based on NeighborhoodScout's exclusive analysis. The average annual change in homeownership rates in the neighborhood during the latest five years. We are going to be asked to bet a whole lot of money on the future of it We've got to batten down the hatches Downtown," Carlisle said. At the Disney California Adventure Food and Wine Festival, you will find a palate-dazzling smorgasbord of cuisines and cocktails in which to indulge. Test data: Reflects 2018 2019 school year. Visualize the relationship between violent and property crime in similar size cities. This can sometimes be the case in neighborhoods dominated by new construction that is not yet occupied. Most of the victims were guests at theSheratonHotel. This neighborhood is roughly 23 miles from central Memphis, and it is safer than every other neighborhood in the city. The department currently employs 2,058 officers, 577 civilians, and has 3.2 officers per 1,000 Memphis residents. Memphis had 346 homicides, compared to 325 last year. The city broke the 2016 record of 230 homicides in 2020. There were 304 murders in the city of Memphis in 2021 and at least 31 of the homicide performance or prediction of real estate values. Memphis lies in the far southwest corner of Tennessee. Children living in poverty is one of the challenges facing America, and the world, and in this neighborhood in particular, the problem can be considered acute. ", "If you stick to the popular areas like midtown, Cooper Young, Beale Street, Main Street, you will most likely be fine. Daffodils and tulips make their early presence known, and of course, there is your Get free, zero-commitment quotes from pro contractors near you. This neighborhood, more than almost any other in America, has new residents from other areas. NeighborhoodScout contains condition alerts to highlight conditions that are extreme, whether good or bad. Read more. You can search for and find the best schools in any area. Carlisle said if crime statistics weren't brought under control, private banks might not lend for Downtown projects. That number climbed to 327 in 2020, which is about a 38 percent increase. Demographics, Crime Trends & Forecast: Reflects 2020 calendar year (latest available). "The administration did [respond]. Chief Crowe addressed that and he also addressed [what] the downtown precincts [are] gonna try to do differently. Downtown median real estate price is $297,193, which is more expensive than 47.0% of the neighborhoods in Tennessee and 39.7% of the neighborhoods in the U.S. A shooting at the heart of Beale Street in downtown Memphis left one dead and two injured around 2:30 a.m. Sunday, the Memphis Police Department (MPD) said. The cost of living in Windyke-Soutwhind is 11% more expensive than the rest of Memphis, but its worth it. The incidents in question affected two prominent Downtown hotel campuses -- the Downtown Sheraton and One Beale. Read on below to learn more about these terrible places around Memphis to live. While a neighborhood may be relatively wealthy overall, it is equally important to understand the rate of people - particularly children - who are living at or below the federal poverty line, which is extremely low income. Eads-Fisherville isnt known for having great amenities, but it is close enough to iconic attractions in the city that there is no shortage of things to do. Your California Privacy Rights / Privacy Policy. Memphis is home to many remarkably safe neighborhoods! Here are a few of the least safe neighborhoods in Memphis: Downtown Memphis is located by the Mississippi River. The most dangerous areas in Memphis is based on data from the local law enforcement agency and when not available, also includes estimates based on demographic data. Downtown. Population 48,441. 62 %. Violent Crimes 3,800 crimes / 100k people. 62% more crime than Memphis. Parkway Village-Oakhaven. MEMPHIS, Tenn. How will the greater effects of the Tyre Nichols death case impact crime in Memphis? MEMPHIS, Tenn. Memphis Police are investigating after they said two boys were shot in downtown Memphis Tuesday afternoon. Tuesday was another such display. "Match Any Neighborhood" calculates the Match Level of one neighborhood to another using more than 200 characteristics of each neighborhood. The Regional Housing Affordability Index is reassessed and recalculated annually. "Match Any Neighborhood" calculates the Match Level of one neighborhood to another using more than 200 characteristics of each neighborhood. The current real estate vacancy rate here is 17.2%. There is a violent crime rate of 2,759 per 100,000 people in Parkway Village-Oakhaven. It runs routes throughout the entire area, and has a fairly large fleet. Or skip to the end to see the list of all 13 neighborhoods ranked from worst to best. This material may not be published, broadcast, rewritten, or redistributed. Compared to the rest of Memphis, Eads-Fisherville has a quiet community vibe, and that explains the low crime rate. You really need to be on alert in public. 2023 www.commercialappeal.com. Raw data sources: This neighborhood is very unique in some important ways, according to NeighborhoodScout's exclusive exploration and analysis. Our data are calculated and updated every three months for each geography, approximately two months after the end of the previous quarter. Conforming refers to a mortgage that both meets the underwriting guidelines of Fannie Mae or Freddie Mac and that doesn't exceed the conforming loan limit, a figure linked to an index published by the Federal Housing Finance Board. Scout Vision uniquely solves for investment risk by generating Home Price Appreciation projections with unprecedented geographic granularity and predictive accuracy, for every micro-neighborhood (block group) in the U.S. Violent crimes include; homicides, rape, robbery and aggravated assaults and the violent crime rate is calculated by dividing the number of reported crimes by the total population; the result is multiplied by 100,000. The biggest problem you might encounter while visiting downtown are homeless people and aggressive panhandlers, but for the most part they are harmless. MPD officers responded to The Cordova-Appling area is a large community of roughly 83,223 residents that lies east of Memphis, northwest of Collierville, north of Germantown, and south of Bartlett. Memphis has minimal public transportation and does not have many bike lanes. However, as long as you take the necessary precautions, most tourists and residents will be unlikely to experience any problems in Memphis. This list is a scientific analysis based on real data and is completely unbiased. Educational Environment: 2020 (latest available). A relatively new study, from October of 2019, ranked Memphis as the second most dangerous city in the United States. Is Memphis a safe city? Downtown Core is the heart of the central business district and includes the majority of office space, retail, entertainment and dining spaces. While Memphis saw a record number of homicides in 2020, most other crime metrics including, robbery, assault, burglary and larceny decreased. Read on to see how we determined the places around Memphis that need a pick-me-up. Top 5 Most Dangerous Neighborhoods In MemphisShelby Forest-Frayser. For the past few years, weve classified Shelby Forest-Frayser as Memphis worst neighborhood, as have many others.Downtown. The proximity of the highways has an influence on Downtown. Parkway Village-Oakhaven. White Haven-Coro Lake. Berclair-Highland Heights. The Scout Vision Regional Housing Affordability Index is the ratio of the years of median household income in the region, to the median house value in the region. Crime in Atoka is 67% lower than the national average. NeighborhoodScout provides exclusive crime risk analytics for every neighborhood in America with up to 98% predictive accuracy. The community is mostly residential, but its, East Memphis is a major business center and home to some of the areas largest employers including the FedEx Global Headquarters, International Paper, and Hilton, For passengers being picked up, the departure area is on the lower-level drive. ", Everyone that I know that lives in Memphis has been robbed at gun point at one time or another. Memphis Safety Tips How to Avoid Crime in Memphis, Memphis total crime rate: 8,349 per 100,000 people, Chance of being a victim of a crime in Memphis: 1 in 12, Memphis Murder Rate: 28.5 per 100,000 people, 1 in 51 chance of being the victim of a violent crime in Memphis, Property crime rate of 6,406 per 100,000 people, 1 in 15.61 chance of being the victim of a property crime in Memphis, Crime rate: 45% higher than the rest of Memphis, Crime rate: 28% higher than the Memphis average, Crime rate: 58% lower than Tennessee average, Crime rate: 74% lower than the Tennessee average, Crime rate: 62% lower than the Tennessee average.